NFU Mutual is urging farmers and agricultural contractors to take extra prevention measures before this year's harvest to prevent "devastating farm fires".
The rural insurer is specifically urging farmers to protect their combine harvesters from fires this harvest, as more than 90% of the combine harvester fires reported to it in 2022 and 2023 occurred in July and August.
With this year’s harvest season approaching, NFU Mutual is urging farmers to take all possible steps to reduce the risk of fire in their combines, balers and tractors.
The leading rural insurer is also calling for legislation that requires manufacturers to install fire suppression systems as standard on agricultural vehicles, so this is no longer a burden placed on farmers.
NFU Mutual rural affairs specialist, Hannah Binns, said combine fires can quickly spread through growing crops to engulf neighbouring fields and properties, so prevention measures are a matter of "protecting human and animals lives" as well as the cost of replacing machinery.
“Fires can spread at frightening speeds and modern combines are such large complex machines that one component overheating or wiring short-circuiting can lead to a huge fire.
"The risk of fire spreading is much higher in hot dry summers - but fires also break out and destroy expensive combines in cooler, damper weather.
“Keeping people safe must always be the first priority, and we urge farmers and their staff to only tackle a machinery fire if it is small and they can do so without putting themselves at risk."
Binns said finding a replacement combine or an agricultural contractor with spare capacity during harvest can also be tricky, subsequently impacting the business.
"Fitting a fire suppression system could help reduce the chances of combines catching fire, helping farmers avoid the challenge of getting harvest finished with no combine," she said.
“In the long term, we would like to see regulation requiring manufacturers to install fire suppression systems as standard on agricultural vehicles to protect farmers’ safety and food security.”
Craig Codling of NFU Mutual’s agricultural engineering team added: “Carrying out regular maintenance on schedule and cleaning chaff and dust from machines regularly reduces the risk of a combine fire.
“However, even the best maintained combines can catch fire if a bearing overheats, a fuel pipe breaks, or an electrical component short-circuits.
“We have tested combine fire suppressant systems and have found that they significantly reduce the risk of serious fire."
With the aim of helping farmers protect their combines, NFU Mutual is increasing the discount it offers for machines fitted with an approved suppressor system from 15 to 25%.
"This offer will remain in place through harvest until September. We urge any farmers interested in this discount to get in touch with their local NFU Mutual agent," Codling said.
NFU Mutual has a harvest fire prevention guide with tips for farmers and agricultural contractors.
It advises to: